Ray Mikus

18 Liberty Street in Montpelier For Sale Under $300,000!

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There aren’t too many houses like this, and under $300,000 is even more rare.

 

This three bedroom, two bathroom Montpelier cape is right in the heart of the town. It’s in a desirable neighborhood where neighbors are more like friends. Liberty Street in Montpelier is super convenient to downtown, to the library, shopping, the elementary [...]

Buyers: Here's What To Expect At The Inspection

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Buyers: Here's What To Expect At The Inspection

 

Congratulations! You’ve done it! You found your house, you made a solid offer, and you won the contract. 

 

Photo by Tierra Mallorca

 

Now, it’s time to really focus on the inspection.

As a buyer, you may have gone through the inspection process before, but it never hurts for a refresher. [...]

Out of State Lenders and Title Companies

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Out of State Lenders and Title Companies

It’s great to have choices. But sometimes there are too many, and it makes making good choices hard. Here’s an example of what happens when you try to save a buck.

 

We had a property listed for sale in Barre. When the offer came in, we negotiated, worked through the inspection, appraisal, everything. [...]

How Does 2020 Stack Up?

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How Does 2020 Stack Up?

The last few months have been, shall we say, unusual.

Let's see how 2020 compares to years past.

 

Photo by Francesca Tosolini

 

Why does it seem like the market is so hot? Because it is. The number of new listings is way down. But the number of houses that have gone under contract is way up. Supply and [...]

How to Win a Multi-Bid Situation

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How to Win a Multi-Bid Situation

When the market is hot, which it is right now, buyers have to have a few extra tricks up their sleeves to get the house they want.

Photo by Scott Graham

 

Here are some good strategies to use to help when you’re in a good old fashioned bidding war:

 

  • Be prepared! Have your pre-approval letter in place. You
  • [...]

Mortgage Help: Fannie and Forbearance

Mortgage Help: Fannie Mae and Forbearance

 

There is no denying that the slowdown / shutdown from COVID-19 is goinig to have very real impacts on people's finances. Loss of income and drawing down of savings may make it challenging for some to make their mortgage payments. And for others, who are at risk for foreclosure, the fears can be [...]

COVID-19 and Foreclosures

COVID-19 and Foreclosures

 

It's always been true that one of the leading causes of foreclosure is getting sick. Another leading cause is losing one's job. 

 

Combining a pandemic with an economic shutdown can cause massive strain on a family's financial position. And adding the fear of losing your house to foreclosure in the midst of all of [...]

Workaround for COVID-19

 

Fannie and Freddie Give Appraisers

a Workaround for COVID-19

 

In a move to help move purchases, sales, and refinances through the system, Fannie Mae and Freddie Mac have issued new options for appraisers. Here's a video explaining some of the [...]

October Market Report

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So, How's the Market?

October 2019

Photo by Mattie Dube

 

The numbers are in for the Central Vermont real estate market (numbers through the end of August).

 

The Central Vermont real estate market is still strong. Average sale prices in Montpelier, over a rolling twelve month period have topped $275,000, while the sheer number of sales in [...]

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