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      COMMON CLOSING COSTS FOR BUYERS

      Closing costs are part of the home buying process. As long as you know what to expect, there shouldn’t be any surprises, and transactions go smoothly.google map to real pro systems

      For help with figuring out what your closing costs might be, just call or email.My team can work up an accurate estimate for you, so you’ll have a good idea as to what the costs will be.

      Want more tips for buying real estate in Montpelier and Barre?

      As a summary, here’s an extensive list of closing costs for purchasing real estate in Vermont. Not all of these apply to each transaction. Again, call or email for more detailed explanations.

      1. Down payment
      2. Loan origination fees and/or points
      3. Appraisal fee
      4. Credit report
      5. Flood certification
      6. Private mortgage insurance (PMI)
      7. Homeowner’s insurance premium paid in advance
      8. Property taxes paid in advance
      9. Buyer attorney fees
      10. Recording fees
      11. Mortgage title insurance policy
      12. Owner’s title insurance policy
      13. Mortgage interest pro-ration
      14. Fuel pro-ration
      15. Utility pro-ration
      16. Property Transfer Tax
      17. Property inspection
      18. Water test
      19. Radon test
      20. Septic inspection
      21. Non-covered requested repairs prior to move-in
      22. Non-covered immediate repairs after move-in